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Cookie Policy
This policy explains how LoansForBadCreditUK.co.uk uses cookies and similar technologies. It also explains the choices available to you.
Our Privacy Policy provides more information about how we collect, use and protect personal information.
OperatorPJG Financial Limited
FCA reference919697
ICO registrationZB537016
RoleCredit broker, not a lender
Cookies set by this websiteNone
Optional trackingNone
Who operates this website?
LoansForBadCreditUK.co.uk is operated by PJG Financial Limited. We are a credit broker, not a lender.
PJG Financial Limited is registered in Scotland under company number SC535782. Our registered office is 5 South Charlotte Street, Edinburgh, Scotland, EH2 4AN.
We are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 919697. Our Information Commissioner’s Office registration number is ZB537016.
What are cookies?
Cookies are small data files that a website can place on your computer, phone or tablet. They can help a website remember information, keep important functions working and understand how visitors use the service.
Websites can also use similar technologies, including browser storage, tracking pixels, software development kits and device identifiers. References to cookies in this policy include these technologies where relevant.
A first-party cookie is set by the website you are visiting. A third-party cookie or technology is provided by another organisation whose service has been added to the website.
Some cookies disappear when you close your browser. These are usually called session cookies. Others remain until they expire or you delete them.
Your choices
Technologies that are genuinely necessary to provide a service you request, protect the website or remember your privacy choices may operate without your permission where the law allows.
We ask for your permission before using optional technologies unless a specific legal exemption applies.
This website does not currently use any optional cookies or similar technologies. There is nothing to accept or reject, so the cookie bar at the foot of the page is a notice rather than a consent request, and you can dismiss it. If we introduce optional technologies, they will stay switched off until you make a choice, and you will be able to accept them, reject them or select individual categories through the cookie settings panel.
Nothing described in this policy prevents you from reading the website or making an application.
You can review what this website stores in your browser at any time by selecting Cookie settings in the website footer, or go to the settings panel now.
How we use cookies
This website does not set any cookies. The only information it stores on your device is described below.
Preferences and functionality
These technologies remember choices that improve your experience. On this website they are used by the checklists in our guides, which save which options you have selected, and by the eligibility form, which keeps a partly completed application in your browser so a page refresh does not lose it. Each is saved in your own browser only when you use the feature. Nothing is sent to us or to anyone else, and you can clear them from the cookie settings panel or through your browser.
Each tool saves your progress in your own browser only when you use it, so you can come back to it later. Nothing is sent to us or to anyone else, and you can clear the saved progress from the tool itself, from the cookie settings panel or through your browser.
We do not use analytics, attribution, advertising, social media, application security or fraud prevention technologies on this website. If that changes, this policy and the cookie settings panel will be updated before the technology is switched on.
Cookies and technologies used on this website
This register lists every technology that stores or reads information on your device when you use this website. It was compiled from a review of the website’s code and a check of a fresh browser session on 28 October 2026.
lfbc-tiles:<page path>Preferences and functionality
Cookie or technology
Browser local storage (not a cookie)
Provider
PJG Financial Limited (this website)
First or third party
First party
Used on
Guides that include a checklist
Purpose
Remembers your progress through a guide's checklist so it is still there when you return.
Information or identifiers
Which checklist options you have selected on that guide. No personal or financial information.
When it is written
Only when you select an option in a guide's checklist.
Duration
Until you clear it here or clear your browser storage.
Consent or exemption
Not required. Strictly necessary to provide a feature you asked for by using the checklist.
lfbc-elig-draftStrictly necessary
Cookie or technology
Browser session storage (not a cookie)
Provider
PJG Financial Limited (this website)
First or third party
First party
Used on
Check your eligibility
Purpose
Prevents you losing your answers if the page reloads while you are part-way through.
Information or identifiers
A partially completed eligibility form so it survives a page refresh. Bank details, card details, credit-search consent and marketing choices are never written to it.
When it is written
As you answer the eligibility form, one answer at a time.
Duration
Cleared when you finish, when you clear it yourself, after 30 minutes of inactivity, or when the browser tab closes.
Consent or exemption
Not required. Strictly necessary to provide the service you requested.
lfbc-cookie-noticeStrictly necessary
Cookie or technology
Browser local storage (not a cookie)
Provider
PJG Financial Limited (this website)
First or third party
First party
Used on
Every page
Purpose
Stops the cookie notice reappearing on every page once you have read it.
Information or identifiers
A single flag recording that you dismissed the cookie notice bar. No personal information.
When it is written
Only when you select OK on the cookie notice.
Duration
Until you clear it here or clear your browser storage.
Consent or exemption
Not required. Remembering your choice about the notice is strictly necessary and is exempt.
No cookies are set by this site and nothing is written to IndexedDB. Three pieces of browser storage are used, all first party and all listed in the register below: one remembers a guide checklist, one holds a partly completed eligibility form so a page refresh does not lose it, and one records that you have dismissed the cookie notice.
Third-party services
Where another organisation provides a technology, it may receive information from the visitor’s browser or device.
This website serves its typefaces, scripts and images from its own domain. No third party sets cookies or receives your browsing data when a page loads. When you use the postcode finder in the eligibility form, the postcode you type, and nothing else, is sent to Postcodes.io to look up your town and county; you can enter your address by hand instead.
No other third party provides a technology on this website.
A third party may process information under its own privacy terms. We do not control how long a third-party cookie remains on a device after it has been set. Visitors can use the cookie settings panel, their browser controls and the provider’s available controls to manage these technologies.
Changing or withdrawing your choice
You can review or change your choices at any time by selecting Cookie settings in the website footer.
Because this website does not use optional cookies, there is currently no consent to withdraw. The settings panel lets you delete the guide progress saved in your browser.
If we introduce optional technologies in future, withdrawing consent will stop future optional tracking through this website. Where technically possible, we will also remove first-party optional cookies that were previously set.
Some third-party cookies may remain on your device until they expire or are deleted through your browser. Changing your website choice does not undo processing that lawfully took place before consent was withdrawn.
Browser controls
Most browsers let you view, block and delete cookies. The exact controls depend on the browser and device you use.
Blocking every cookie may affect website functions that depend on strictly necessary storage. Browser controls may also need to be applied separately on each device or browser.
We may update this policy when our website, service providers or legal obligations change.
The latest version will always appear on this page. If a change materially affects how optional technologies are used, we will update the consent request where necessary.
Contact us
If you have a question about this policy or how your information is used, contact PJG Financial Limited through the website’s Contact page or by email at contact@loansforbadcredituk.co.uk.
You can also find more information about cookies and data protection from the Information Commissioner’s Office at ico.org.uk.
Cookie settings
What this website stores in this browser. Nothing here is sent to us.
Optional cookies
Not used. There is nothing to accept or reject.
None in use
Preferences and functionality
Progress saved by the three guide tools, stored only when you use them.
Stored in this browser now
This reads and clears the storage this site has written in this browser.
Your other devices and browsers are not affected.
Clearing removes the saved progress from this browser only. Your other devices and browsers are not affected.